Two wheeler insurance is a type of insurance designed to protect two-wheelers, such as motorcycles and scooters, against any damage, theft or liability arising from an accident. It is a form of motor vehicle insurance covering the rider and the two-wheeler against legal liabilities arising from an accident.
Acko is one of the leading two-wheeler insurance providers in the country and offers a wide range of two-wheeler insurance plans with attractive discounts and benefits.
Advantages of Acko Two Wheeler Insurance
Acko provides two-wheeler insurance plans that offer a variety of benefits and advantages. The following are some of the advantages of Acko Two Wheeler Insurance:
1. Comprehensive Coverage: Acko two-wheeler insurance plans provide comprehensive coverage for both the rider and the two-wheeler. The programs cover various damages to the two-wheeler, such as fire, theft, and third-party liabilities.
2. Cashless Claim Settlement: Acko two-wheeler insurance plans allow cashless claim settlement at network garages across the country. This helps the customers save time and money as they don’t have to wait for reimbursement and can get their two-wheeler repaired at the nearest network garage.
3. No Claim Bonus: Acko two-wheeler insurance plans offer a No Claim Bonus (NCB) of up to 50%. This helps the customers save on their two-wheeler insurance premiums.
4. Discounts: Acko two-wheeler insurance plans come with various discounts, such as discounts on premiums for long-term policyholders, deals for members of specific automobile associations, and discounts for two-wheelers with anti-theft devices.
5. 24×7 Assistance: Acko two-wheeler insurance plans offer 24×7 customer support. This helps the customers get assistance in case of an emergency.
Coverage Offered by Acko Two Wheeler Insurance
Acko two-wheeler insurance plans offer comprehensive coverage for both the rider and the two-wheeler. The following are some of the coverage provided by Acko two-wheeler insurance plans:
1. Third-Party Liability: Acko two-wheeler insurance plans offer third-party liability coverage up to ₹7.5 lakhs. This covers any legal liability arising from an accident involving the two-wheeler and a third party.
2. Personal Accident Cover: Acko two-wheeler insurance plans provide personal accident cover for the rider up to ₹1 lakh. This covers any medical expenses incurred due to an accident involving the two-wheeler.
3. Damage to Two-Wheeler: Acko two-wheeler insurance plans cover any damage to the two-wheeler due to natural or artificial disasters such as fire, theft, and vandalism.
4. Loss or Damage of Accessories: Acko two-wheeler insurance plans cover replacing any accessories such as helmets, gloves, and boots lost or damaged due to an accident.
5. Cover for Unnamed Passengers: Acko two-wheeler insurance plans provide coverage for any unnamed passengers in the two-wheeler up to ₹1 lakh.
6. Cover for Paid Drivers: Acko two-wheeler insurance plans provide coverage for any paid drivers of the two-wheeler in case of an accident.
7. Accidental Death Cover: Acko two-wheeler insurance plans provide accidental death cover up to ₹1 lakh for the rider in case of an accident.
Factors to consider when buying Acko Two Wheeler Insurance
When buying Acko two-wheeler insurance, several factors need to be considered. The following are some of the factors to consider when purchasing Acko two wheeler insurance:
1. Coverage: The coverage offered by the insurance plan should be adequate to cover any eventualities arising from an accident.
2. Premium: The insurance plan’s premium should be affordable and provide value for money.
3. Deductible: The insurance plan’s deductible should be low so that the customer does not have to bear any out-of-pocket expenses in case of a claim.
4. No Claim Bonus: The insurance plan should offer a No Claim Bonus (NCB) so that the customer can save on the premium.
5. Add-on Covers: The insurance plan should offer add-on covers such as personal accident cover and coverage for unnamed passengers so the customer can get additional coverage.
You do not have to reach your insurer’s nearest office during this internet period. Everything can be done online from the comfort of your home. You can check bike insurance online through the insurer within minutes. You can easily connect with your insurance provider online via the customer care number provided or through email, as Acko bike insurance does. Or you can straight up visit their website for more details.
How to Buy Acko Two Wheeler Insurance
Acko two-wheeler insurance plans can be purchased online in a few simple steps. The following are the steps to buy Acko two-wheeler insurance:
1. Visit the Acko website and click on ‘Two Wheeler Insurance‘.
2. Enter your two-wheeler details, such as make, model, registration number, and year of purchase.
3. Select the coverage you require and choose the add-on covers you want.
4. Enter your details, including name, date of birth, email address, and phone number.
5. Make the payment using a credit card, debit card or net banking.
6. Once the payment is made, you will receive the policy documents via email.
Acko two-wheeler insurance plans offer a wide range of benefits and advantages. The programs provide comprehensive coverage for the rider and the two-wheeler and allow cashless claim settlement at network garages across the country.
Acko two wheeler insurance plans come with various discounts and offer 24×7 customer support. Acko two-wheeler insurance plans can be purchased online in a few simple steps. Therefore, buying Acko two-wheeler insurance is an excellent option for two-wheeler owners.
