No win no fee solicitors are specialists in providing access to legal representation for people who cannot afford it. They work on a legal agreement, properly known as a CFA, which outlines that the solicitor only gets paid when they win a claim. This removes the financial risk from the client and provides a clear motive for the solicitor to fight the case. The process follows a similar structure to any other legal case.
What do I need to do to get started?
If you have a claim for compensation, it’s important to find a solicitor you can trust. Make sure they take the time to listen and understand your case, and they are easy to communicate with. If possible, get recommendations from friends and family members who have made a claim themselves.
Many solicitors offer a free consultation or work on a fixed fee basis. This is a great way to find out whether you have a case worth fighting. You should take notes during this meeting, and make sure you bring any relevant documents with you. You may also want to call your solicitor ahead of your appointment to ask if you need to bring anything with you.
No win no fee is an arrangement between you and your solicitor to pursue your case without the need for paying a legal fee in the event of losing the case. This is also known as a conditional fee agreement or CFA. These are used to replace the former system of legal aid which was available only to those who couldn’t afford to pay for their own solicitors.
Some solicitors will use a specialist insurance policy to cover their costs in the event of a loss. This means that if you win your case, you won’t have to pay any fees or expenses. However, if you lose, you will have to pay the solicitor’s basic charges, expenses and disbursements plus the premium on the insurance policy.
How do I find a solicitor?
Most personal injury solicitors work on a no win, no fee basis (or a conditional fee agreement). This means that you only pay your solicitor if they successfully win your case. You can find a solicitor who works on this basis using online directories or by asking family members, friends, colleagues or local law centres. You can also ask your trade union if they have a list of lawyers who are offering this service.
However, you should be aware that in cases which are unsuccessful you might have to pay the defendant’s legal costs. You can discuss this with your lawyer who will explain the risks of losing your case to you at the very beginning of your claim.
Another option is to see if you have any legal expenses cover as part of your subscription, insurance policy or credit card. If you do, your solicitor will review this to ensure that it provides enough coverage for your case.
Alternatively, you could consider taking out a legal expense policy with a specialist provider. This is a form of insurance that can be taken out separately to your usual home and contents or car insurance and covers the cost of legal fees, damages and other expenses related to the successful pursuit of your case. In addition, it can also provide compensation in the event of a loss.
How much will my claim cost?
A key reason that people don’t take action to pursue justice against those that have wronged them is the fear of high legal fees. However, this doesn’t need to be the case. With the right solicitors, no win no fee can be the way forward.
In a no win no fee claim, your solicitor will agree an arrangement with you, correctly known as a Conditional Fee Agreement (CFA), that covers their costs if the case is lost in court. This will include any disbursements such as court fees, barristers’ costs and expert witness fees. In addition, a client will be covered by insurance that pays out if they lose their claim in court so they won’t need to pay any legal fees at all.
This arrangement, which was brought in after the government abolished legal aid for personal injury claims and almost all civil claims, means that more people can access justice without having to pay expensive legal fees upfront. It also means that the solicitor will have a financial incentive to fight for every single case and explore all avenues of argument to ensure a maximum level of compensation is awarded.
It’s important to note that there are some cases that won’t be suitable for a no win no fee CFA and the solicitor will explain this at an initial consultation, or as soon as the facts of the case are understood. If this is the case, a solicitor can offer alternative funding arrangements or you can choose to fund your own claim.
What happens if I don’t win?
A common concern for those thinking about legal action is the financial risk involved. However, with the right solicitor, this fear needn’t be a problem. Solicitors that offer no win no fee arrangements are able to remove this risk entirely, giving ordinary people access to justice without the worry of potentially unaffordable legal costs.
No win no fee agreements, also known as conditional fee agreements (CFA), are an arrangement between a solicitor and client which means that the solicitor will only be paid for their services if they successfully win the claim. This gives the solicitor a strong incentive to work hard for their clients, with a high level of success meaning they are more likely to be paid for their efforts.
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Generally speaking, the solicitor will take out an insurance policy to cover any expenses incurred during the course of the claim. This will usually include court fees, medical experts fees, and so on. If you lose the claim, this expense will be recovered from the defendant by the solicitor.
In some cases, no win no fee solicitors will be able to help you claim compensation for injuries sustained in public spaces such as parks, shopping centres, and the like. This is called public space injury law, and it’s a specific area of personal injury that many solicitors will be familiar with.
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